Health Insurance

Explains how health insurance plans, costs, and coverage work.

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A Complete Look at How Health Insurance Premiums, Subsidies, and Costs Connect
Health Insurance

A Complete Look at How Health Insurance Premiums, Subsidies, and Costs Connect

Understand the full picture of health insurance costs — premiums, subsidies, cost-sharing, and how income affects what you pay on the marketplace.

By Insurance Basics Editorial Team · Feb 17, 2025 · 7 min read

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Before You Switch Health Plans, Work Through This Checklist
Health Insurance

Before You Switch Health Plans, Work Through This Checklist

Insurance Basics Editorial Team · Jan 8, 2023 · 6 min read
Choosing a Health Plan During Open Enrollment: A Practical Walkthrough
Health Insurance

Choosing a Health Plan During Open Enrollment: A Practical Walkthrough

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Costly Assumptions People Make When Using Their Health Insurance
Health Insurance

Costly Assumptions People Make When Using Their Health Insurance

Insurance Basics Editorial Team · Feb 28, 2024 · 5 min read
Deductible vs. Out-of-Pocket Maximum: Two Numbers That Shape Your Health Costs
Health Insurance

Deductible vs. Out-of-Pocket Maximum: Two Numbers That Shape Your Health Costs

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Everything Covered Under the Affordable Care Act's Essential Health Benefits
Health Insurance

Everything Covered Under the Affordable Care Act's Essential Health Benefits

Insurance Basics Editorial Team · Oct 12, 2024 · 5 min read
HMO, PPO, EPO, and HDHP: What Sets Each Plan Type Apart
Health Insurance

HMO, PPO, EPO, and HDHP: What Sets Each Plan Type Apart

Insurance Basics Editorial Team · Sep 20, 2024 · 7 min read
Health Insurance Decoded: What Every Term on Your Plan Actually Means
Health Insurance

Health Insurance Decoded: What Every Term on Your Plan Actually Means

Insurance Basics Editorial Team · Jul 21, 2024 · 6 min read
How the American Health Insurance System Is Structured
Health Insurance

How the American Health Insurance System Is Structured

Insurance Basics Editorial Team · Aug 24, 2025 · 8 min read
In-Network vs. Out-of-Network: Why the Distinction Costs People Money
Health Insurance

In-Network vs. Out-of-Network: Why the Distinction Costs People Money

Insurance Basics Editorial Team · Sep 2, 2025 · 6 min read
Open Enrollment Is Not Your Only Chance to Get Covered
Health Insurance

Open Enrollment Is Not Your Only Chance to Get Covered

Insurance Basics Editorial Team · Aug 20, 2023 · 8 min read
Reading an Explanation of Benefits Without Getting Lost
Health Insurance

Reading an Explanation of Benefits Without Getting Lost

Insurance Basics Editorial Team · Apr 18, 2024 · 7 min read
Starting Your First Health Insurance Plan Without the Confusion
Health Insurance

Starting Your First Health Insurance Plan Without the Confusion

Insurance Basics Editorial Team · Mar 17, 2023 · 9 min read
The Tradeoffs of High-Deductible Health Plans
Health Insurance

The Tradeoffs of High-Deductible Health Plans

Insurance Basics Editorial Team · Apr 8, 2026 · 6 min read
Things People Get Wrong About Health Insurance — And What's Actually True
Health Insurance

Things People Get Wrong About Health Insurance — And What's Actually True

Insurance Basics Editorial Team · Dec 7, 2024 · 6 min read
What a Health Savings Account Actually Does — and Who It's Designed For
Health Insurance

What a Health Savings Account Actually Does — and Who It's Designed For

Insurance Basics Editorial Team · Dec 9, 2024 · 7 min read

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